At the beginning of 2012, the world’s total population has skyrocketed to 7 billion and people under the age of 30 accounts 50.5% for this army.  Nowadays, competition between young people are extraordinarily fierce. Therefore, in order to stand out among others and change your life, you must make yourself different today! In this article, few habits that are gradually destroying young people’s future in my opinion would be introduced. It would be my greatest pleasure if you can benefit from this article!
Staying up late frequently can cause great damage both on your health and wealth. Scientifically, sleeping late frequently can lead to high blood sugar, poor eating habits, heart disease, weakened immune system, depression etc.  Though these harms may not take effects immediately, you have to finally pay these debts you owe. Indeed, health and vigor are the most valuable assets when people are young. However, putting too much leverage in early age can easily exhaust your energy in the rest of your life. Image, if an experienced manager needs to stay in hospital at least 2 days per week, how much value could he/she bring to the company?
Unpunctuality are always swallowing people’s opportunities everywhere. For example, you can always hear complaints from your poor friends who missed their flights. If it is truly hard for you to be punctual, try to record your appointment’s starting time 30 minutes earlier in your schedule!
People are always deeming their promise worthless and it is absolutely wrong. If you break your promise to the bank, you would be sent to jail. If you lie to a loan shark, you might say goodbye to this world. You would definitely lose trust from others if you keep breaking promise and one fact I know in this world is that a person can never succeed without other’s help.
According to a report, the average American hold $38, 000 debt in 2018 and “fewer people said they carry ‘no debt’ this year compared to 2017 (23 percent vs. 27 percent). “ Meanwhile, older millennials (ages 25-34) takes $42,000 debt in average.  As long as your debt is still there, it would be the sponge that sucks every drop in your body and make you depressed every day. Therefore, stay away from your seductive credit card and lock it in your Pandora’s box.
It is never too unrealistic to estimate young people’s ability to buy unnecessaries. Here are few examples I witnessed. I have a friend who purchased hundreds of skirts and shirts. However, one day she moved out and threw most of them reluctantly when 8 suitcases failed to contain all of her belongings. Another example is related to people’s enthusiasm to video games. I have countless friends who spent thousands of dollars in different games. The most ridiculous case I met was a guy who ate one meal a day for a week to survive after purchased a video game.
If we do a simple calculation here, you would be amazed how rich you could be if you get rid of some unnecessaries. Assume in each week, you could save $20 in alcohol, $50 in clothes/shoes, $20 in video games and $10 in others on average, which amounts to $100 per week or $4,800 per year. If you could save $4,800 each year and invest them with 10% interest rate compounded annually for 10 years, you would receive $76497.6 after 10 years. It seems easy, but only a very few of young people can do this.
 "Special Report: The World’s Youngest Populations," [Online]. Available: https://blog.euromonitor.com/special-report-the-worlds-youngest-populations/. [Accessed 28 March 2020].
 M. MERCADO, "7 Ways Staying Up Late Could Be Harmful To Your Health," 16 November 2017. [Online]. Available: https://www.bustle.com/p/7-ways-staying-up-late-could-be-harmful-to-your-health-5482908. [Accessed 2020 March 28].
 M. Leonhardt, "Here’s how much debt Americans have at every age," CNBC, 20 August 2018. [Online]. Available: https://www.cnbc.com/2018/08/20/how-much-debt-americans-have-at-every-age.html. [Accessed 28 March 2020].